I am alarmed. And so I'm wondering about y'all: how are you doing? Poll time!
And, by the way, if you're thinking now might be a good time to get your finances in order, I highly recommend the services of jarrow, who does custom budget spreadsheets for fellow fans (and, I assume, others). The spreadsheets are a) really, really pretty (they look like Monopoly!) b) easy to use and c) cheap. It does not get better than that, people. (Except it does: he also provides instruction and tech support. And emotional support, too, if you need it, like if you find budgeting just way too scary ever to face, or if you hyperventilate every time you think about your bills.) We had been trying to use Quicken for two years, and basically only achieving an ever-growing hatred of Quicken. John's spreadsheet, on the other hand, is totally working for us.
And now, let's talk about you.
I'm taking this poll!
Why, yes. Yes, I am.
I'm as employed as I ever am.
I've been laid off.
I'm probably going to be laid off.
I've been getting less work or fewer hours.
My job looks okay, but people are being laid off where I work.
At least one member of my family has been laid off or otherwise lost work.
At least one friend of mine has been laid off or otherwise lost work.
I have a better job than I ever have, or getting more work than ever.
Something else! I cannot be encompassed by ticky boxes.
I'm well-off: money for all my needs, most of my wants, some luxuries.
I'm doing well: money for all my needs and some or most of my wants.
I'm hanging in there: money for all my needs and maybe a few wants.
I'm drowning: not enough money for all my needs.
Something else. It's...complicated.
I've got way more than a six month cushion saved.
I've got more than six month cushion in savings.
I've got a six month cushion.
I've got a three month cushion.
I've got a one month cushion.
I've got some money in savings, but not enough to cover my expenses for a month.
I'm living paycheck to paycheck; I don't have any money saved.
Something else. Again, complicated.
I'm better off than I was two years ago.
Financially, I'm about the same as I was two years ago.
I'm worse off than I was two years ago.
Health insurance! (Note: not dental.)
I live in a country where health insurance is provided by the government for everyone, so that's where I get mine.
I live in a country where the government doesn't provide everyone's healthcare, but my government provides mine. (In the US, Medicare, Healthy Families, etc.)
I have good private insurance. (Covers almost everything I need it to, and I don't spend a fortune on it, or on medical bills.)
I have private insurance, but it doesn't cover most of what I need.
I have private insurance, but it costs a lot or has lots of fees - I pay a lot in bills.
I have private insurance, but it doesn't cover much AND it costs a lot.
I don't have health insurance.
Something else! Like you could cover a topic this complicated in radio buttons.
Be very, very frightened, Arthur Dent.
These are dark times, but I feel sure that before long we shall burst forth into the light once again.
For my part, I know nothing with any certainty, but the sight of stars makes me dream.
For myself, I am an optimist.